Benefits of FHA LOANS? - Lauren Stratton Realty

Benefits of FHA LOANS?

Federal Housing Administration (FHA) insured loans are made by private lending intuitions such as banks, savings & loans, or mortgage companies to eligible borrowers for the purchase of a home. FHA insured loans offer a number of benefits for both lender and borrowers. Since 1934, the program has insured over 35 million home mortgages.



In addition to the favorable financial terms, FHA insured loans offer the following benefits:

  • Equal opportunity for all qualified borrowers
  • Required down payments as low as 3.5% of the purchase price
  • Ability to finance up front Mortgage Insurance Premium
  • Ability to finance the cost of repairing and / or improving a property in need of rehabilitation
  • Right to prepay without penalty
  • Credit Improvement in the qualifying process for some borrowers
  • Availability in all areas of the country
  • Default assistance and foreclosure prevention

Call me today to learn more about homeownership and what options you may have through the FHA program.



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Lauren Stratton

I'm an experienced licensed Triangle Realtor® and my knowledge of the local market, unsurpassed customer service, and eye for detail is what sets me apart. Call me today! 919.272.2629

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