Closing Costs - Lauren Stratton Realty

Closing Costs

Costs pertaining to your loan to be paid at closing

  • Points (optional)
  • Appraisal Fee (sometimes paid outside of closing)
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will we work to get the very best sales price, but we’ll also campaign for lower closing costs. And once we’ve come to an agreement, we’ll walk you through the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing a house in the triangle area, your lender should send a “Loan Estimate” within three days of submitting your loan application. Loan estimates will include an amount for your closing costs. The estimate is based on the loan officer’s previous experience and is required to be within a reasonable range so you’re not astonished when you come to the closing table. As the Realtor, I do not receive a copy of your loan estimate but I would be happy to work with you to review and help you sort through any questions you might have with your lender.

Further questions? I am standing by to answer any of those you may have. Please feel free to use the contact form below.

 

Client Testimonials

Lauren was very attentive and seemed to handle everything with ease throughout the whole process. She went above and beyond several times for us, which we really appreciated. We're now enjoying our new home!

The Whitlocks

Lauren made the process entirely too easy. It was seamless. I would highly recommend her to anybody that I know that's even considering looking for a home because she catered to every single need that I had, and she is a sweetheart. Thank you, Lauren!

Jacob Monk

Lauren is an amazing REALTOR® and will be our go-to real estate professional if we need one again. All my family and friends will be sent to her! She was very detailed and knew a lot about the property and the surrounding area. Could not ask for a better agent! 

Douglas Kemp

Lauren was an excellent REALTOR® - we couldn't have made our purchase without her, and forever grateful for her help in finding our "forever home"!

Diane Kennedy

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